Tips

Ride hailing in emerging markets is more than transport
Investment

Ride hailing in emerging markets is more than transport

When Apple introduced the iPhone in 2007, only the most prescient of market observers would have prophesied that the smartphone would lead to a coming upheaval of urban transport. Just over a decade later, ride-hailing platforms rank as the most significant of the many revolutions the smartphone has wrought. In 2017, some 16 billion rides […]

Read More
™
Investment

Using Investment Goals at Betterment

TABLE OF CONTENTS What is goal-based investing? Goals and Investment Accounts at Betterment A. Retirement Savings B. Retirement Income C. Safety Net D. Major Purchase E. General Investing How to Set Effective Goals Using Betterment Mapping Out Your Financial Picture Goal-based investing. The idea is prized among financial advisors—and our team at Betterment—but to the […]

Read More
US infrastructure spending may lead to compelling investment opportunities
Investment

US infrastructure spending may lead to compelling investment opportunities

There can be no doubt that there is a great need for increased US infrastructure spending: the American Society of Civil Engineers rated US infrastructure as a D+,1 a Federal Highway Administration Survey estimated roughly 20% of roads are in poor condition,2 and over half of schools need repair, renovation, or modernization according to the […]

Read More
™
Investment

Cash Analysis Methodology

TABLE OF CONTENTS How We Analyze Your Checking Account Predicting Future Expenses Based on Past Expenses How We Define Extra Cash in Checking Accounts Evolving How We Help You Manage Cash Most American adults face some sort of cash management problem. Maybe you face a tight budget and need to control expenses; or maybe you […]

Read More
US Credit Spreads vs the Stock Market
Investment

It’s not the economy, it’s the credit markets

If you are looking to figure out the direction of the capital markets, don’t focus on the economy, focus on the credit markets, in my opinion. I know, I know. It is overstating the case, but only by a bit. The larger rhetorical point still stands. The fact of the matter is that slow growth […]

Read More